The short answer: start with the calculator that matches your question. The budget calculator shows what is left each month and your 50/30/20 split, the debt payoff calculator gives a debt-free date, and the compound interest calculator shows a year-by-year balance.
- Holiday spending: the Christmas budget calculator, holiday budget calculator and Christmas spending per kid calculator.
Free tools
- Budget Calculator: Monthly Income vs Expenses + 50/30/20 Check Start hereFree monthly budget calculator: enter take-home pay and expenses to see what's left, your 50/30/20 split and a category breakdown.…
- Christmas Spending Per Kid Calculator: Free 4-Gift SplitFree calculator: split your Christmas budget evenly per child, set each stocking share and the four-gift rule (want, need, wear, r…
- Christmas Budget Calculator: Start From Your PaycheckFree Christmas budget calculator: enter your pay and bills to get a total split into gifts, food, travel and per-person limits, wi…
- Compound Interest Calculator With Monthly ContributionsFree compound interest calculator with monthly deposits. Choose from 5 compounding options, daily to yearly, and see a year-by-yea…
- Debt Payoff Calculator: Snowball vs Avalanche PlanFree debt payoff calculator. Enter each debt's balance, APR and minimum to see your debt-free date, total interest and payoff orde…
- Holiday Budget Calculator: Free Split + Gift LimitsFree holiday budget calculator: enter your total to split it across 8 categories, set gift limits in 3 tiers and see the weekly sa…
- Mortgage Calculator: Payment, Taxes and InsuranceEstimate a fixed-rate mortgage payment with taxes, insurance and HOA costs. Compare loan terms and total interest, and check what …
- Retirement Calculator: $25,000 Plus $500 a Month Is $1.19MFree retirement calculator: enter age, savings, monthly contribution and return to see a projected balance, total contributions an…
How to use this page
Every calculator here is free. For the reasoning behind the numbers, read budgeting basics and paying off debt. All our tools are on the free tools and calculators page.