The short answer: to stay on top of bills, list every bill once, sort them by due date and do a short weekly check so nothing is late. How to organize bills shows how.
- Track them: a bill calendar, a bullet journal bill tracker or a budget planner with a monthly bill organizer.
- Pay less: lower your monthly bills and lower your heating bill.
- Behind? behind on bills ranks bills by what each one protects.
Our picks for bills & bill trackers
Spreadsheets
Bill Tracker Spreadsheet
Bills due in 3 days or less light up red, so nothing slips through.
Guides
- Behind on billsBehind on bills? Rank every bill by what it protects, call creditors before the due date, find assistance programs and catch up on…
- How to organize billsHow to organize bills: list every bill once, sort by due date, pick a paper or spreadsheet tracker and do a 10-minute weekly check…
- Lower your heating billHow to lower your heating bill: thermostat settings, free drafts fixes, cheap weekend projects, budget billing, help programs and …
- Lowering monthly billsLower your monthly bills in one weekend: list every bill, cancel unused subscriptions, call providers, shop insurance, cut energy …
Ideas and how-tos
- Bill calendarA free bill calendar printable with a monthly bill calendar, a due-date list for days 1 to 31 and a yearly bill payment calendar. …
- Bill of saleBill of sale made simple: a fill-in-the-blank template, what to include for cars, boats and equipment, state notary rules and tips…
Templates
- Budget planner and bill organizerA monthly bill planner and budget organizer: group bills by paycheck, tick off payments, use the free bill calendar and set up a s…
- Bullet journal bill trackerEight bullet journal bill tracker ideas, from a simple monthly list to a 12-month grid and bill calendar, with what to include and…
How to use this page
Bills are the fixed part of a budget, so start with budgeting basics if you have not set one. If bills outrun income, see paying off debt.